Plan Ledger DOL Form 5500 · updated monthly

Universal Athletic Services, Inc.401(k)

UNIVERSAL ATHLETIC SERVICES, INC. 401(K) RETIREMENT PLAN · BOZEMAN, MT · plan year 2025

Reported admin expense ratio · 2025
0.65%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Universal Athletic Services, Inc. reported $61,682 in plan administrative expenses for 2025: 0.65% of average plan assets, above the peer median. Employer contributions averaged $882 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.73% to 0.65%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Montana (129th of 229), and the 2,606th of 5,215 in retail trade. In 2025, employees put in $3.63 for every $1.00 the employer contributed; active participation has shrunk from 68 to 55 since 2022.

Plan summary
Net assets, end of year$10,128,627
Participants with balances105
Active participants55
Employer contributions$48,530
Employee contributions$176,153
Employer contribution per active participant$882
Average account balance$96,463
Benefits paid to participants$407,004
Plan auditUnmodified (clean) audit opinion
AuditorWIFPLI LLP
Plan history4
Yearassets · accounts · employer contribution
2025$10.1M · 105 accts · $49K emplr
2024$9.0M · 137 accts · $52K emplr
2023$8.9M · 129 accts · $54K emplr
2022$7.9M · 122 accts · $48K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$25,812
Investment management$28,387
Total administrative$61,682
The Universal Athletic Services, Inc. 401(k) match · 2025
Employer contribution per active participant$882
Median for plans this size$1,464
2025$882 per active participant
2024$817 per active participant
2023$865 per active participant
2022$705 per active participant

Universal Athletic Services, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
LPL FINANCIAL · Investment advisory (plan)$28,060
SANNAH BRANDT LLC · Contract administrator$12,561
LEAFHOUSE FINANCIAL ADVISORS LLC$7,483
EMPOWER ANNUITY GROUP LLC · Investment management$327

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$61,682 · 0.65%
2024$58,369 · 0.65%
2023$53,895 · 0.64%
2022$65,426 · 0.73%
Same employer
Similar plansRetail Trade · Montana
Good Food Store, Inc. MT$11.6M · 0.19%
Western Building Center MT$11.5M · 0.81%
Simkins-Hallin, Inc. MT$10.9M · 0.49%
Crs Hardware Corporation MT$10.8M · 0.02%
Bretz, Inc. MT$9.8M · 0.06%
Gary & Leo's Inc. MT$6.3M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810340377 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.