Plan Ledger DOL Form 5500 · updated monthly

Archie Cochrane Motors, Inc.401(k)

ARCHIE COCHRANE MOTORS, INC. 401(K) PROFIT SHARING PLAN · BILLINGS, MT · plan year 2024

Reported admin expense ratio · 2024
0.54%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Archie Cochrane Motors, Inc. reported $43,244 in plan administrative expenses for 2024: 0.54% of average plan assets, above the peer median. Employer contributions averaged $2,281 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.73% to 0.54%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Montana (135th of 229), and 2,900th of 5,215 in retail trade. In 2024, employees put in $1.99 for every $1.00 the employer contributed; active participation has grown from 90 to 100 since 2022.

Plan summary
Net assets, end of year$8,675,286
Participants with balances124
Active participants100
Employer contributions$228,077
Employee contributions$454,198
Employer contribution per active participant$2,281
Average account balance$69,962
Benefits paid to participants$186,419
Plan auditUnmodified (clean) audit opinion
AuditorREKDAHL, HOPKINS, HOWARD PS
Plan history3
Yearassets · accounts · employer contribution
2024$8.7M · 124 accts · $228K emplr
2023$7.2M · 110 accts · $227K emplr
2022$5.9M · 100 accts · $168K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,617
Total administrative$43,244
The Archie Cochrane Motors, Inc. 401(k) match · 2024
Employer contribution per active participant$2,281
Median for plans this size$1,313
2024$2,281 per active participant
2023$2,165 per active participant
2022$1,867 per active participant

Archie Cochrane Motors, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIRST INTERSTATE WEALTH MANAGEMENT$27,627

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$43,244 · 0.54%
2023$45,717 · 0.70%
2022$45,828 · 0.73%
Similar plansRetail Trade · Montana
Crs Hardware Corporation MT$10.8M · 0.02%
Bretz, Inc. MT$9.8M · 0.06%
Gary & Leo's Inc. MT$6.3M · 0.24%
Conlins Furniture, Inc. MT$6.0M · 0.69%
Lisac's, Inc. MT$6.0M · 0.44%
Shiptons Big R, Inc. MT$5.8M · 0.77%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810344242 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.