Plan Ledger DOL Form 5500 · updated monthly

Tokio Marine Highland Insurance Services, Inc.401(k)

TOKIO MARINE HIGHLAND 401K PLAN · SOUTH PASADENA, CA · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Tokio Marine Highland Insurance Services, Inc. reported $23,930 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,760 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 3,411th-largest of 9,483 plans among California employers on file, and 2,911th of 4,798 in finance & insurance. In 2024, employees put in $2.24 for every $1.00 the employer contributed; active participation has shrunk from 162 to 140 since 2022.

Plan summary
Net assets, end of year$21,887,925
Participants with balances204
Active participants140
Employer contributions$526,459
Employee contributions$1,181,021
Employer contribution per active participant$3,760
Average account balance$107,294
Benefits paid to participants$1,429,213
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.9M · 204 accts · $526K emplr
2023$19.1M · 210 accts · $540K emplr
2022$16.0M · 223 accts · $618K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,930
Total administrative$23,930
The Tokio Marine Highland Insurance Services, Inc. 401(k) match · 2024
Employer contribution per active participant$3,760
Median for plans this size$2,416
2024$3,760 per active participant
2023$3,575 per active participant
2022$3,812 per active participant

Tokio Marine Highland Insurance Services, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRI-AD ACTUARIES, INC. · Contract administrator · Recordkeeping$23,930
CHARLES SCHWAB BANK · Custodial (securities) · Trustee (directed)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TRI-AD ACTUARIES, INC.
2023TRI-AD ACTUARIES, INC.

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Administrative cost history3
2024$23,930 · 0.12%
2023$27,456 · 0.16%
2022$22,303 · 0.13%
Similar plansFinance & Insurance · California
Ventura County Credit Union CA$22.1M · 0.46%
Patra Corporation CA$21.5M · 0.84%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952956941 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.