Plan Ledger DOL Form 5500 · updated monthly

Association of Economic Collaboration and Growth401(k)

ASSOCIATION OF ECONOMIC COLLABORATION AND GROWTH MULTIPLE EMPLOYER RETIREMENT PLAN · OCEANSIDE, CA · plan year 2024

Reported admin expense ratio · 2024
0.95%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Association of Economic Collaboration and Growth reported $159,355 in plan administrative expenses for 2024: 0.95% of average plan assets, higher than ~90% of peers. Employer contributions averaged $444 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.58% to 0.95%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 3,437th-largest of 9,483 plans among California employers on file, and 2,926th of 4,798 in finance & insurance. In 2024, employees put in $2.58 for every $1.00 the employer contributed; active participation has grown from 810 to 5,135 since 2022.

Plan summary
Net assets, end of year$21,684,639
Participants with balances2,936
Active participants5,135
Employer contributions$2,282,390
Employee contributions$5,877,781
Employer contribution per active participant$444
Average account balance$7,386
Benefits paid to participants$1,987,183
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.7M · 2,936 accts · $2.3M emplr
2023$11.9M · 108 accts · $1.5M emplr
2022$5.2M · 680 accts · $969K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$101,760
Investment management$41,582
Trustee / custodial$16,013
Total administrative$159,355
The Association of Economic Collaboration and Growth 401(k) match · 2024
Employer contribution per active participant$444
Median for plans this size$2,416
2024$444 per active participant
2023$696 per active participant
2022$1,196 per active participant

Association of Economic Collaboration and Growth's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
LEADING RETIREMENT SOLUTIONS, LLC · Recordkeeping$24,829
TRUST INTEGRITAS · Consulting$66,650
HUB INTERNATIONAL · Investment advisory (plan)$37,958
MID ATLANTIC TRUST COMPANY · Custodial (securities)$16,013
LIGHTHOUSE BIZ SOLUTIONS LLC · Custodial (securities)$10,280

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$159,355 · 0.95%
2023$49,693 · 0.58%
2022Not separately reported
Similar plansFinance & Insurance · California
Ventura County Credit Union CA$22.1M · 0.46%
Patra Corporation CA$21.5M · 0.84%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 833122688 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.