Plan Ledger DOL Form 5500 · updated monthly

Patra Corporation401(k)

PATRA CORPORATION 401(K) PROFIT SHARING PLAN AND TRUST · EL DORADO HILLS, CA · plan year 2024

Reported admin expense ratio · 2024
0.84%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Patra Corporation reported $163,115 in plan administrative expenses for 2024: 0.84% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,028 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.77% to 0.84%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 3,456th-largest of 9,483 plans among California employers on file, and 2,939th of 4,798 in finance & insurance. In 2024, employees put in $4.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$21,489,046
Participants with balances801
Active participants510
Employer contributions$524,187
Employee contributions$2,615,188
Employer contribution per active participant$1,028
Average account balance$26,828
Benefits paid to participants$2,219,193
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.5M · 801 accts · $524K emplr
2023$17.5M · 756 accts · $415K emplr
2022$13.4M · 694 accts · $425K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$49,168
Investment management$75,031
Total administrative$163,115
The Patra Corporation 401(k) match · 2024
Employer contribution per active participant$1,028
Median for plans this size$2,416
2024$1,028 per active participant
2023$828 per active participant
2022$886 per active participant

Patra Corporation's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VITA PLANNING GROUP LLC · Investment advisory (plan)$45,588
EMPOWER ADVISORY GROUP, LLC · Investment management$29,443

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$163,115 · 0.84%
2023$142,534 · 0.92%
2022$100,574 · 0.77%
Same employer
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Kiva Microfunds CA$21.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202282001 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.