Plan Ledger DOL Form 5500 · updated monthly

Continental Currency Services401(k)

CONTINENTAL CURRENCY SERVICES, INC. 401(K) RETIREMENT PLAN · SANTA ANA, CA · plan year 2024

Reported admin expense ratio · 2024
0.47%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Continental Currency Services reported $96,128 in plan administrative expenses for 2024: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $797 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.64% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 3,475th-largest of 9,483 plans among California employers on file, and 2,948th of 4,798 in finance & insurance. In 2024, employees put in $3.39 for every $1.00 the employer contributed; active participation has shrunk from 571 to 464 since 2022.

Plan summary
Net assets, end of year$21,304,233
Participants with balances557
Active participants464
Employer contributions$369,853
Employee contributions$1,255,195
Employer contribution per active participant$797
Average account balance$38,248
Benefits paid to participants$1,816,059
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.3M · 557 accts · $370K emplr
2023$19.7M · 607 accts · $348K emplr
2022$19.9M · 632 accts · $354K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$63,128
Investment management$25,000
Audit (IQPA)$4,500
Total administrative$96,128
The Continental Currency Services 401(k) match · 2024
Employer contribution per active participant$797
Median for plans this size$2,416
2024$797 per active participant
2023$821 per active participant
2022$619 per active participant

Continental Currency Services's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
GALLAGHER BENEFIT SERVICES INC DBA$25,000
PENSION ASSURANCE LLP$4,500
CONTINENTAL CURRENCY SERVICES INC$3,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$96,128 · 0.47%
2023$93,519 · 0.47%
2022$139,817 · 0.64%
Same employer
Similar plansFinance & Insurance · California
Patra Corporation CA$21.5M · 0.84%
Kiva Microfunds CA$21.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953252081 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.