Plan Ledger DOL Form 5500 · updated monthly

Tides Family Services, Inc.403(b)

TIDES FAMILY SERVICES 403(B) PLAN · WEST WARWICK, RI · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Tides Family Services, Inc. reported $7,172 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $1,809 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Rhode Island (260th of 286), and 9,558th of 11,911 in health care & social assistance. In 2024, employees put in $1.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,595,755
Participants with balances188
Active participants188
Employer contributions$340,104
Employee contributions$343,343
Employer contribution per active participant$1,809
Average account balance$13,807
Benefits paid to participants$192,422
Plan auditUnmodified (clean) audit opinion
AuditorCLIFTONARSONALLEN LLP
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,172
Total administrative$7,172
Employer contributions to the Tides Family Services, Inc. plan · 2024
Employer contribution per active participant$1,809
Median for plans this size$1,313

Tides Family Services, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$7,172

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$7,172 · 0.28%
Same employer
Similar plansHealth Care & Social Assistance · Rhode Island
Med Tech Ambulance, Inc. RI$3.6M · 0.93%
Scandinavian Home, Inc. RI$3.5M · 1.11%
Home Care Advantage, Inc. RI$1.8M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222478229 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.