Plan Ledger DOL Form 5500 · updated monthly

The Cheesecake Factory Incorporated401(k)

THE CHEESECAKE FACTORY INCORPORATED 401(K) PLAN · CALABASAS HILLS, CA · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

The Cheesecake Factory Incorporated reported $240,419 in plan administrative expenses for 2024: 0.27% of average plan assets, higher than ~75% of peers. Employer contributions averaged $422 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.27%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 1,034th-largest of 9,483 plans among California employers on file, and the 86th of 2,240 in accommodation & food services. In 2024, employees put in $3.99 for every $1.00 the employer contributed; active participation has grown from 2,146 to 5,427 since 2022.

Plan summary
Net assets, end of year$96,872,347
Participants with balances2,674
Active participants5,427
Employer contributions$2,290,918
Employee contributions$9,143,304
Employer contribution per active participant$422
Average account balance$36,228
Benefits paid to participants$8,374,035
Plan auditUnmodified (clean) audit opinion
AuditorHOLTHOUSE CARLIN AND VAN TRIGT LLP
Plan history3
Yearassets · accounts · employer contribution
2024$96.9M · 2,674 accts · $2.3M emplr
2023$79.4M · 2,531 accts · $2.2M emplr
2022$64.5M · 2,782 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$200,681
Investment management$39,738
Total administrative$240,419
The The Cheesecake Factory Incorporated 401(k) match · 2024
Employer contribution per active participant$422
Median for plans this size$3,635
2024$422 per active participant
2023$377 per active participant
2022$1,030 per active participant

The Cheesecake Factory Incorporated's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$200,681
GLOBAL RETIREMENT PARTNERS, LLC · Investment advisory (plan)$39,738

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$240,419 · 0.27%
2023$334,230 · 0.46%
2022$300,958 · 0.44%
Same employer
Similar plansAccommodation & Food Services · California
Pebble Beach Company CA$143.7M · 0.05%
Dine Brands Global, Inc. CA$134.7M · 0.08%
Thunder Valley Casino CA$84.0M · 0.30%
Stanford Hotels Corporation CA$58.3M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 510340466 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.