Plan Ledger DOL Form 5500 · updated monthly

Montage Hotels and Resorts, LLC401(k)

MONTAGE HOTELS & RESORTS 401(K) PLAN · IRVINE, CA · plan year 2025

Reported admin expense ratio · 2025
0.23%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Montage Hotels and Resorts, LLC reported $289,389 in plan administrative expenses for 2025: 0.23% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,349 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.32% to 0.23%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 757th-largest of 9,483 plans among California employers on file, and the 66th of 2,240 in accommodation & food services. In 2025, employees put in $2.19 for every $1.00 the employer contributed; active participation has shrunk from 4,931 to 4,324 since 2022.

Plan summary
Net assets, end of year$139,289,077
Participants with balances2,804
Active participants4,324
Employer contributions$5,831,485
Employee contributions$12,755,789
Employer contribution per active participant$1,349
Average account balance$49,675
Benefits paid to participants$13,718,824
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$139.3M · 2,804 accts · $5.8M emplr
2024$112.7M · 2,614 accts · $5.2M emplr
2023$91.4M · 2,176 accts · $4.3M emplr
2022$67.8M · 1,941 accts · $3.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$194,058
Investment management$35,281
Audit (IQPA)$12,150
Total administrative$289,389
The Montage Hotels and Resorts, LLC 401(k) match · 2025
Employer contribution per active participant$1,349
Median for plans this size$4,093
2025$1,349 per active participant
2024$1,169 per active participant
2023$1,136 per active participant
2022$735 per active participant

Montage Hotels and Resorts, LLC's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$194,058
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan) · Investment management$47,900
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$35,281
HOLTHOUSE CARLIN & VAN TRIGT LLP · Accounting / audit$12,150

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$289,389 · 0.23%
2024$235,928 · 0.23%
2023$247,905 · 0.31%
2022$234,227 · 0.32%
Same employer
Similar plansAccommodation & Food Services · California
Jack in the Box Inc. CA$145.0M · 0.10%
Pebble Beach Company CA$143.7M · 0.05%
Dine Brands Global, Inc. CA$134.7M · 0.08%
Thunder Valley Casino CA$84.0M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030387343 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.