Plan Ledger DOL Form 5500 · updated monthly

Graton Economic Development Auth401(k)

GRATON RESORT & CASINO 401(K) PLAN · ROHNERT PARK, CA · plan year 2024

Reported admin expense ratio · 2024
0.43%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Graton Economic Development Auth reported $333,578 in plan administrative expenses for 2024: 0.43% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,630 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.49% to 0.43%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 1,136th-largest of 9,483 plans among California employers on file, and the 96th of 2,240 in accommodation & food services. In 2024, employees put in $3.31 for every $1.00 the employer contributed; active participation has grown from 1,741 to 2,055 since 2022.

Plan summary
Net assets, end of year$86,841,567
Participants with balances2,048
Active participants2,055
Employer contributions$3,350,294
Employee contributions$11,090,491
Employer contribution per active participant$1,630
Average account balance$42,403
Benefits paid to participants$7,124,840
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$86.8M · 2,048 accts · $3.4M emplr
2023$69.2M · 1,961 accts · $4.3M emplr
2022$50.1M · 1,827 accts · $4.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$161,100
Investment management$172,478
Total administrative$333,578
The Graton Economic Development Auth 401(k) match · 2024
Employer contribution per active participant$1,630
Median for plans this size$3,635
2024$1,630 per active participant
2023$2,243 per active participant
2022$2,335 per active participant

Graton Economic Development Auth's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ADP, INC. · Loan processing · Recordkeeping$160,049
MORGAN STANLEY SMITH BARNEY · Recordkeeping · Trustee$155,573
GRATON RESORT AND CASINO · Recordkeeping · Pension consulting$16,905
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, GRATON RESORT AND CASINO, Morgan Stanley
2023ADP, Morgan Stanley

This plan has changed recordkeepers within these filings. If you left Graton Economic Development Auth before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$333,578 · 0.43%
2023$267,714 · 0.45%
2022$243,069 · 0.49%
Same employer
Similar plansAccommodation & Food Services · California
Pebble Beach Company CA$143.7M · 0.05%
Dine Brands Global, Inc. CA$134.7M · 0.08%
Thunder Valley Casino CA$84.0M · 0.30%
Stanford Hotels Corporation CA$58.3M · 0.30%
Auberge Resorts, LLC CA$48.0M · 0.54%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460601203 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.