Plan Ledger DOL Form 5500 · updated monthly

Santa Ynez Band of Chumash Indians401(k)

SANTA YNEZ BAND OF CHUMASH INDIANS 401(K) PLAN · SANTA YNEZ, CA · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Santa Ynez Band of Chumash Indians reported $441,014 in plan administrative expenses for 2024: 0.33% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,668 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.33%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 726th-largest of 9,483 plans among California employers on file, and the 64th of 2,240 in accommodation & food services. In 2024, employees put in $2.81 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$144,367,643
Participants with balances3,151
Active participants2,416
Employer contributions$4,030,232
Employee contributions$11,328,624
Employer contribution per active participant$1,668
Average account balance$45,816
Benefits paid to participants$8,632,835
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$144.4M · 3,151 accts · $4.0M emplr
2023$120.6M · 3,083 accts · $3.8M emplr
2022$96.9M · 3,144 accts · $3.6M emplr
The Santa Ynez Band of Chumash Indians 401(k) match · 2024
Employer contribution per active participant$1,668
Median for plans this size$3,635
2024$1,668 per active participant
2023$1,596 per active participant
2022$1,502 per active participant

Santa Ynez Band of Chumash Indians's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$383,609
VANGUARD ADVISERS INC. · Investment advisory (participants)$62,109
INNOVEST PORTFOLIO SOLUTIONS LLC · Investment advisory (plan)$27,445

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$441,014 · 0.33%
2023$334,352 · 0.31%
2022$321,666 · 0.32%
Same employer
Similar plansAccommodation & Food Services · California
Panda Restaurant Group, Inc. CA$609.8M · 0.16%
Chipotle Mexican Grill, Inc. CA$292.8M · 0.31%
Jack in the Box Inc. CA$145.0M · 0.10%
Pebble Beach Company CA$143.7M · 0.05%
Dine Brands Global, Inc. CA$134.7M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770374673 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.