Plan Ledger DOL Form 5500 · updated monthly

Symphony Risk Enterprises, LLC401(k)

SYMPHONY RISK SOLUTIONS 401(K) PLAN · RICHARDSON, TX · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Symphony Risk Enterprises, LLC reported $23,632 in plan administrative expenses for 2024: 0.20% of average plan assets, below the peer median. Employer contributions averaged $2,194 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,797th-largest of 5,688 plans among Texas employers on file, and 3,793rd of 4,798 in finance & insurance. In 2024, employees put in $4.60 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,957,100
Participants with balances133
Active participants116
Employer contributions$254,547
Employee contributions$1,170,091
Employer contribution per active participant$2,194
Average account balance$89,903
Benefits paid to participants$3,384,278
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,356
Investment management$22,276
Total administrative$23,632
The Symphony Risk Enterprises, LLC 401(k) match · 2024
Employer contribution per active participant$2,194
Median for plans this size$2,416

Symphony Risk Enterprises, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WESTERN INTERNATIONAL SECURITIES IN · Investment advisory (plan)$22,276
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$1,356

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$23,632 · 0.20%
Similar plansFinance & Insurance · Texas
Ethos Technologies, Inc. TX$12.3M · 0.08%
Ciera Bank TX$12.2M · 0.32%
The Nitsche Group, Inc. TX$11.8M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 825368532 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.