Plan Ledger DOL Form 5500 · updated monthly

Ethos Technologies, Inc.401(k)

ETHOS TECHNOLOGIES, INC. 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ethos Technologies, Inc. reported $9,056 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $15 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,753rd-largest of 5,688 plans among Texas employers on file, and 3,754th of 4,798 in finance & insurance. In 2024, employees put in $680.06 for every $1.00 the employer contributed; active participation has shrunk from 233 to 181 since 2022.

Plan summary
Net assets, end of year$12,260,597
Participants with balances260
Active participants181
Employer contributions$2,688
Employee contributions$1,827,993
Employer contribution per active participant$15
Average account balance$47,156
Benefits paid to participants$1,604,527
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.3M · 260 accts · $3K emplr
2023$10.3M · 249 accts · $15K emplr
2022$6.3M · 370 accts · $553 emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,339
Investment management$3,717
Total administrative$9,056
The Ethos Technologies, Inc. 401(k) match · 2024
Employer contribution per active participant$15
Median for plans this size$2,416
2024$15 per active participant
2023$95 per active participant
2022$2 per active participant

Ethos Technologies, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$9,081

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,056 · 0.08%
2023$6,329 · 0.08%
2022$1,919 · 0.04%
Same employer
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Basin Holdings LLC TX$12.7M · 0.62%
Risk Theory Management, LLC TX$12.6M · 0.48%
America's Credit Union TX$12.4M · 0.77%
Ciera Bank TX$12.2M · 0.32%
The Nitsche Group, Inc. TX$11.8M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 813181024 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.