Plan Ledger DOL Form 5500 · updated monthly

St. Paul's Day School of Oakland403(b)

ST. PAUL'S EPISCOPAL SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN · OAKLAND, CA · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

St. Paul's Day School of Oakland reported $21,531 in plan administrative expenses for 2024: 0.17% of average plan assets, below the peer median. Employer contributions averaged $3,171 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 4,596th-largest of 9,483 plans among California employers on file, and 1,863rd of 3,091 in educational services. In 2024, employees put in $1.50 for every $1.00 the employer contributed; active participation has grown from 67 to 79 since 2022.

Plan summary
Net assets, end of year$13,903,136
Participants with balances179
Active participants79
Employer contributions$250,531
Employee contributions$376,068
Employer contribution per active participant$3,171
Average account balance$77,671
Benefits paid to participants$610,520
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.9M · 179 accts · $251K emplr
2023$12.2M · 179 accts · $229K emplr
2022$10.1M · 172 accts · $163K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,531
Total administrative$21,531
Employer contributions to the St. Paul's Day School of Oakland plan · 2024
Employer contribution per active participant$3,171
Median for plans this size$2,416
2024$3,171 per active participant
2023$3,321 per active participant
2022$2,432 per active participant

St. Paul's Day School of Oakland's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$21,531 · 0.17%
2023$16,219 · 0.15%
2022$13,105 · 0.12%
Similar plansEducational Services · California
Go Kids, Inc. CA$14.2M · 0.12%
Aces 2020, LLC CA$13.9M · 0.72%
Village School CA$13.8M · 0.10%
Aka Head Start, Inc. CA$13.2M · 0.16%
Into North America, Inc. CA$13.1M · 0.04%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 941525621 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.