Plan Ledger DOL Form 5500 · updated monthly

Aces 2020, LLC401(k)

ACES 401(K) PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.72%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Aces 2020, LLC reported $86,404 in plan administrative expenses for 2024: 0.72% of average plan assets, higher than ~90% of peers. Employer contributions averaged $365 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.11% to 0.72%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 4,583rd-largest of 9,483 plans among California employers on file, and 1,861st of 3,091 in educational services. In 2024, employees put in $7.15 for every $1.00 the employer contributed; active participation has grown from 943 to 1,083 since 2022.

Plan summary
Net assets, end of year$13,928,596
Participants with balances1,127
Active participants1,083
Employer contributions$395,591
Employee contributions$2,829,208
Employer contribution per active participant$365
Average account balance$12,359
Benefits paid to participants$1,005,640
Plan auditUnmodified (clean) audit opinion
AuditorDUFFY KRUSPODIN, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$13.9M · 1,127 accts · $396K emplr
2023$10.0M · 1,048 accts · $543K emplr
2022$6.3M · 766 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$86,404
Total administrative$86,404
The Aces 2020, LLC 401(k) match · 2024
Employer contribution per active participant$365
Median for plans this size$2,416
2024$365 per active participant
2023$583 per active participant

Aces 2020, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MORGAN STANLEY SMITH BARNEY LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$86,404 · 0.72%
2023$50,769 · 0.62%
2022$69,064 · 1.11%
Same employer
Similar plansEducational Services · California
The University Corporation CA$14.9M · 0.21%
Go Kids, Inc. CA$14.2M · 0.12%
Village School CA$13.8M · 0.10%
Aka Head Start, Inc. CA$13.2M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330883047 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.