Plan Ledger DOL Form 5500 · updated monthly

Spanish Speaking Unity Council of Alameda County403(b)

THE UNITY COUNCIL 403(B) PLAN · OAKLAND, CA · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Spanish Speaking Unity Council of Alameda County reported $11,340 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,410 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.79% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in California (4,773rd of 9,483), and 1,915th of 3,091 in educational services. In 2024, employees put in $1.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,931,115
Participants with balances415
Active participants325
Employer contributions$458,256
Employee contributions$809,552
Employer contribution per active participant$1,410
Average account balance$31,159
Benefits paid to participants$588,623
Plan auditUnmodified (clean) audit opinion
AuditorHOLTHOUSE CARLIN & VAN TRIGHT LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.9M · 415 accts · $458K emplr
2023$10.7M · 409 accts · $393K emplr
2022$8.3M · 359 accts · $452K emplr
Employer contributions to the Spanish Speaking Unity Council of Alameda County plan · 2024
Employer contribution per active participant$1,410
Median for plans this size$2,416
2024$1,410 per active participant
2023$1,157 per active participant
2022$1,341 per active participant

Spanish Speaking Unity Council of Alameda County's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
NATIONWIDE · Claims processing · Custodial (securities)$39,868
FARMER & BETTS · Claims processing · Custodial (securities)$8,632
PROACCOUNT · Investment advisory (participants) · Investment advisory (plan)$3,690
NATIONWIDE · Investment management · Investment advisory (participants)$94
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (participants) · Investment advisory (plan)indirect comp
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (participants) · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024FARMER & BETTS, Nationwide
2023Nationwide

This plan has changed recordkeepers within these filings. If you left Spanish Speaking Unity Council of Alameda County before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,340 · 0.10%
2023$8,037 · 0.08%
2022$58,757 · 0.79%
Same employer
Similar plansEducational Services · California
Village School CA$13.8M · 0.10%
Aka Head Start, Inc. CA$13.2M · 0.16%
Into North America, Inc. CA$13.1M · 0.04%
Almaden Country Day School CA$12.9M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941670490 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.