Plan Ledger DOL Form 5500 · updated monthly

Sinclair and Rush, Inc.401(k)

S&R EMPLOYEES RETIREMENT SAVINGS PLAN · ARNOLD, MO · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Sinclair and Rush, Inc. reported $96,709 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,223 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 566th-largest of 1,393 plans among Missouri employers on file, and the 5,603rd of 13,661 in manufacturing. In 2024, employees put in $3.21 for every $1.00 the employer contributed; active participation has shrunk from 411 to 342 since 2022.

Plan summary
Net assets, end of year$21,820,805
Participants with balances378
Active participants342
Employer contributions$418,345
Employee contributions$1,341,550
Employer contribution per active participant$1,223
Average account balance$57,727
Benefits paid to participants$2,260,165
Plan auditUnmodified (clean) audit opinion
AuditorUHY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$21.8M · 378 accts · $418K emplr
2023$20.3M · 395 accts · $396K emplr
2022$16.9M · 418 accts · $344K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$64,796
Investment management$31,913
Total administrative$96,709
The Sinclair and Rush, Inc. 401(k) match · 2024
Employer contribution per active participant$1,223
Median for plans this size$2,416
2024$1,223 per active participant
2023$1,033 per active participant
2022$837 per active participant

Sinclair and Rush, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$64,796
CLAYTON FINANCIAL GROUP · Investment advisory (plan)$31,913
CHARLES SCHWAB TRUST BANK · Custodial (securities)$9

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$96,709 · 0.46%
2023$85,836 · 0.46%
2022$75,917 · 0.45%
Same employer
Similar plansManufacturing · Missouri
Shick Solutions, Inc. MO$22.0M · 0.33%
Vsm Abrasives Corporation MO$21.9M · 0.07%
American Plastics, LLC MO$21.9M · 1.49%
Ridewell Corporation MO$21.6M · 0.24%
Aspeq Heating Group LLC MO$21.4M · 0.50%
Aspen Products, Inc. MO$21.4M · 0.87%
Moly-Cop USA LLC MO$21.1M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431153069 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.