Plan Ledger DOL Form 5500 · updated monthly

C.L. Smith Company401(k)

C.L. SMITH COMPANY 401(K) PROFIT SHARING PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

C.L. Smith Company reported $75,220 in plan administrative expenses for 2024: 0.36% of average plan assets, above the peer median. Employer contributions averaged $1,413 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.40% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 560th-largest of 1,393 plans among Missouri employers on file, and the 5,547th of 13,661 in manufacturing. In 2024, employees put in $2.04 for every $1.00 the employer contributed; active participation has grown from 180 to 573 since 2022.

Plan summary
Net assets, end of year$22,104,324
Participants with balances181
Active participants573
Employer contributions$809,396
Employee contributions$1,650,796
Employer contribution per active participant$1,413
Average account balance$122,123
Benefits paid to participants$2,536,913
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$22.1M · 181 accts · $809K emplr
2023$19.6M · 272 accts · $676K emplr
2022$11.6M · 152 accts · $311K emplr
Administrative expenses, itemized · 2024
Investment management$75,220
Total administrative$75,220
The C.L. Smith Company 401(k) match · 2024
Employer contribution per active participant$1,413
Median for plans this size$2,416
2024$1,413 per active participant
2023$1,292 per active participant
2022$1,730 per active participant

C.L. Smith Company's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ALERUS FINANCIAL, N.A. · Recordkeeping · Trustee$30,642
MONETA GROUP$44,578

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$75,220 · 0.36%
2023$58,099 · 0.37%
2022$50,229 · 0.40%
Same employer
Similar plansManufacturing · Missouri
Detroit Tool Metal Products MO$23.2M · 0.11%
Weissman Designs for Dance MO$23.2M · 0.10%
Confluent Holdings, LLC MO$22.5M · 0.68%
Shick Solutions, Inc. MO$22.0M · 0.33%
Vsm Abrasives Corporation MO$21.9M · 0.07%
American Plastics, LLC MO$21.9M · 1.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431051754 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.