Plan Ledger DOL Form 5500 · updated monthly

Seasons Service Select, LLC401(k)

DOWN TO EARTH 401(K) PLAN · VALLEY VIEW, OH · plan year 2024

Reported admin expense ratio · 2024
0.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Seasons Service Select, LLC reported $48,099 in plan administrative expenses for 2024: 0.88% of average plan assets, higher than ~75% of peers. Employer contributions averaged $473 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.81% to 0.88%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Ohio (2,421st of 3,295), and 4,376th of 4,798 in finance & insurance. In 2024, employees put in $1.54 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,992,211
Participants with balances268
Active participants963
Employer contributions$455,156
Employee contributions$703,026
Employer contribution per active participant$473
Average account balance$22,359
Benefits paid to participants$706,333
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.0M · 268 accts · $455K emplr
2023$4.9M · 244 accts · $415K emplr
2022$3.6M · 228 accts · $399K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,708
Investment management$25,191
Total administrative$48,099
The Seasons Service Select, LLC 401(k) match · 2024
Employer contribution per active participant$473
Median for plans this size$1,313
2024$473 per active participant
2023$380 per active participant
2022$410 per active participant

Seasons Service Select, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
NORTHWESTERN MUTUAL WEALTH MGMT · Investment advisory (plan)$25,191
CAPITAL GROUP RETIREMENT PLAN SERVI$19,708
CARPENTER MORSE GROUP · Contract administrator$5,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$48,099 · 0.88%
2023$39,661 · 0.93%
2022$29,059 · 0.81%
Similar plansFinance & Insurance · Ohio
United Bancorp, Inc. OH$6.6M · 0.24%
Canterbury Capital, LLC OH$6.5M · 0.53%
Navian Capital, LLC OH$6.2M · 0.50%
Bmc Growth Fund II, LLC OH$5.5M · 0.81%
Bmc Growth Fund, LLC OH$4.1M · 0.80%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473747866 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.