Plan Ledger DOL Form 5500 · updated monthly

Echelon Group, LLC, dba Opoc.Us401(k)

OPOC.US 401(K) PROFIT SHARING PLAN · WORTHINGTON, OH · plan year 2024

Reported admin expense ratio · 2024
0.96%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Echelon Group, LLC, dba Opoc.Us reported $61,751 in plan administrative expenses for 2024: 0.96% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,298 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.31% to 0.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Ohio (2,333rd of 3,295), and 4,305th of 4,798 in finance & insurance. In 2024, employees put in $2.14 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,738,807
Participants with balances171
Active participants129
Employer contributions$296,399
Employee contributions$633,684
Employer contribution per active participant$2,298
Average account balance$39,408
Benefits paid to participants$561,543
Plan auditUnmodified (clean) audit opinion
AuditorBRADY, WARE & SCHOENFELD, INC.
Plan history3
Yearassets · accounts · employer contribution
2024$6.7M · 171 accts · $296K emplr
2023$6.1M · 166 accts · $291K emplr
2022$4.7M · 147 accts · $267K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$61,751
Total administrative$61,751
The Echelon Group, LLC, dba Opoc.Us 401(k) match · 2024
Employer contribution per active participant$2,298
Median for plans this size$1,313
2024$2,298 per active participant
2023$2,259 per active participant
2022$2,036 per active participant

Echelon Group, LLC, dba Opoc.Us's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20249
TRANSAMERICA RETIREMEWNT SOLUTIONS, · Recordkeeping · Loan processing$41,365
OPOC.US · Recordkeeping · Loan processing$7,729
EDWARD DA SOMMER · Plan administrator · Recordkeeping$135
NATIONWIDE · Recordkeeping$97
BRADY WARE & SCHOENFELD · Accounting / audit$7,000
CADARET, GRANT & CO., INC. · Investment advisory (plan)$3,691
LEAFHOUSE FINANCIAL ADVISORS, LLC · Investment advisory (plan)$1,712
CHARLES SCHWAB & CO., INC. · Securities brokerage$1

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EDWARD DA SOMMER, Nationwide, OPOC.US, Transamerica
2023EDWARD DA SOMMER, Nationwide

This plan has changed recordkeepers within these filings. If you left Echelon Group, LLC, dba Opoc.Us before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$61,751 · 0.96%
2023$11,328 · 0.21%
2022$16,218 · 0.31%
Same employer
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Cfbank OH$7.0M · 0.32%
Coterie Applications Inc. OH$7.0M · 0.11%
United Bancorp, Inc. OH$6.6M · 0.24%
Canterbury Capital, LLC OH$6.5M · 0.53%
Navian Capital, LLC OH$6.2M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 880772314 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.