Plan Ledger DOL Form 5500 · updated monthly

American Mortgage Service Company401(k)

AMERICAN MORTGAGE SERVICE COMPANY SAVINGS AND RETIREMENT PLAN AND TRUST · CINCINNATI, OH · plan year 2022

Reported admin expense ratio · 2022
0.52%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American Mortgage Service Company reported $61,612 in plan administrative expenses for 2022: 0.52% of average plan assets, higher than ~75% of peers. Employer contributions averaged $13,776 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Ohio (2,667th of 3,295), and 4,510th of 4,798 in finance & insurance. In 2022, employees put in $5.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,133,221
Participants with balances115
Active participants19
Employer contributions$261,751
Employee contributions$1,388,396
Employer contribution per active participant$13,776
Average account balance$35,941
Benefits paid to participants$4,043,276
Plan auditUnmodified (clean) audit opinion
AuditorCASSADY SCHILLER CPAS AND ADVISORS
The American Mortgage Service Company 401(k) match · 2022
Employer contribution per active participant$13,776
Median for plans this size$2,266

American Mortgage Service Company's 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$61,612 · 0.52%
Similar plansFinance & Insurance · Ohio
Navian Capital, LLC OH$6.2M · 0.50%
Bmc Growth Fund II, LLC OH$5.5M · 0.81%
Bmc Growth Fund, LLC OH$4.1M · 0.80%
1ST National Bank OH$3.9M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310868609 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.