Plan Ledger DOL Form 5500 · updated monthly

Saint Joseph's University403(b)

SAINT JOSEPH'S UNIVERSITY RETIREMENT PLAN · PHILADELPHIA, PA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Saint Joseph's University reported $328,779 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $3,705 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other educational services employers. By assets it is the 135th-largest of 3,651 plans among Pennsylvania employers on file, and the 95th of 3,091 in educational services. In 2024, the employer put in $1.17 for every $1.00 employees contributed themselves; active participation has grown from 1,688 to 2,380 since 2022.

Plan summary
Net assets, end of year$553,483,515
Participants with balances2,891
Active participants2,380
Employer contributions$8,818,153
Employee contributions$7,541,024
Employer contribution per active participant$3,705
Average account balance$191,451
Benefits paid to participants$41,681,938
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$553.5M · 2,891 accts · $8.8M emplr
2023$510.9M · 2,977 accts · $8.1M emplr
2022$460.3M · 2,955 accts · $7.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$230,635
Investment management$69,794
Audit (IQPA)$28,350
Total administrative$328,779
Employer contributions to the Saint Joseph's University plan · 2024
Employer contribution per active participant$3,705
Median for plans this size$4,294
2024$3,705 per active participant
2023$3,993 per active participant
2022$4,297 per active participant

Saint Joseph's University's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA · Recordkeeping · Pension consulting$230,635
CAPFINANCIAL PARTNERS, LLC · Investment advisory (participants) · Investment advisory (plan)$69,794
GRANT THORNTON LLP · Accounting / audit$28,350

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$328,779 · 0.06%
2023$312,892 · 0.06%
2022$277,124 · 0.07%
Same employer
Similar plansEducational Services · Pennsylvania
Drexel University PA$1.8B · 0.08%
Villanova University PA$1.2B · 0.03%
Lehigh University PA$1.0B · 0.12%
Bucknell University PA$672.9M · 0.06%
Lafayette College PA$479.4M · 0.05%
Swarthmore College PA$462.5M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231352674 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.