Plan Ledger DOL Form 5500 · updated monthly

Lehigh University403(b)

LEHIGH UNIVERSITY RETIREMENT PLAN · BETHLEHEM, PA · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Lehigh University reported $1,159,524 in plan administrative expenses for 2025: 0.12% of average plan assets, higher than ~75% of peers. Employer contributions averaged $6,691 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.10% to 0.12%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other educational services employers. By assets it is the 75th-largest of 3,651 plans among Pennsylvania employers on file, and the 50th of 3,091 in educational services. In 2025, the employer put in $1.12 for every $1.00 employees contributed themselves; active participation has grown from 1,928 to 2,855 since 2022.

Plan summary
Net assets, end of year$1,016,706,360
Participants with balances4,823
Active participants2,855
Employer contributions$19,103,125
Employee contributions$16,995,179
Employer contribution per active participant$6,691
Average account balance$210,804
Benefits paid to participants$59,547,264
Plan auditUnmodified (clean) audit opinion
AuditorZELENKOFSKE AXELROD LLC
Plan history4
Yearassets · accounts · employer contribution
2025$1.0B · 4,823 accts · $19.1M emplr
2024$901.6M · 4,822 accts · $18.2M emplr
2023$825.9M · 4,752 accts · $16.7M emplr
2022$741.5M · 4,816 accts · $16.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$368,123
Investment management$84,413
Audit (IQPA)$26,160
Total administrative$1,159,524
Employer contributions to the Lehigh University plan · 2025
Employer contribution per active participant$6,691
Median for plans this size$4,295
2025$6,691 per active participant
2024$6,149 per active participant
2023$5,814 per active participant
2022$8,305 per active participant

Lehigh University's 2025 employer contribution ran above the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
TIAA · Recordkeeping · Pension consulting$368,122
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan) · Investment management$84,413
ZELENKOFSKE AXELROD LLC · Accounting / audit$26,160

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TIAA
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,159,524 · 0.12%
2024$1,127,381 · 0.13%
2023$1,093,909 · 0.14%
2022$794,208 · 0.10%
Same employer
Similar plansEducational Services · Pennsylvania
Drexel University PA$1.8B · 0.08%
Villanova University PA$1.2B · 0.03%
Bucknell University PA$672.9M · 0.06%
Saint Joseph's University PA$553.5M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 240795445 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.