Plan Ledger DOL Form 5500 · updated monthly

Ruby Tuesday Operations LLC401(k)

RUBY TUESDAY SALARY DEFERRAL PLAN · MARYVILLE, TN · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ruby Tuesday Operations LLC reported $166,095 in plan administrative expenses for 2024: 0.74% of average plan assets, higher than ~90% of peers. Employer contributions averaged $85 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.46% to 0.74%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 496th-largest of 1,496 plans among Tennessee employers on file, and the 254th of 2,240 in accommodation & food services. In 2024, employees put in $3.10 for every $1.00 the employer contributed; active participation has shrunk from 4,051 to 3,570 since 2022.

Plan summary
Net assets, end of year$23,648,749
Participants with balances516
Active participants3,570
Employer contributions$304,067
Employee contributions$941,838
Employer contribution per active participant$85
Average account balance$45,831
Benefits paid to participants$1,874,931
Plan auditUnmodified (clean) audit opinion
AuditorLBMC, PC
Plan history3
Yearassets · accounts · employer contribution
2024$23.6M · 516 accts · $304K emplr
2023$21.4M · 522 accts · $279K emplr
2022$20.8M · 573 accts · $301K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$115,106
Investment management$34,989
Total administrative$166,095
The Ruby Tuesday Operations LLC 401(k) match · 2024
Employer contribution per active participant$85
Median for plans this size$2,416
2024$85 per active participant
2023$72 per active participant
2022$74 per active participant

Ruby Tuesday Operations LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$117,656
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (plan)$34,989
LBMC · Other services$16,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$166,095 · 0.74%
2023$127,623 · 0.61%
2022$114,452 · 0.46%
Same employer
Similar plansAccommodation & Food Services · Tennessee
Cooper Realty Company TN$24.7M · 0.12%
Copper Cellar Corporation TN$18.4M · 0.58%
Carlisle LLC TN$13.6M · 0.90%

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Source: U.S. Department of Labor, Form 5500 series, EIN 861996189 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.