Plan Ledger DOL Form 5500 · updated monthly

Pioneer College Caterers, Inc.401(k)

PIONEER COLLEGE CATERERS, INC. PROFIT SHARING PLAN · NASHVILLE, TN · plan year 2025

Reported admin expense ratio · 2025
0.52%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pioneer College Caterers, Inc. reported $77,414 in plan administrative expenses for 2025: 0.52% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,269 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.52%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 656th-largest of 1,496 plans among Tennessee employers on file, and the 390th of 2,240 in accommodation & food services. In 2025, employees put in $1.25 for every $1.00 the employer contributed; active participation has grown from 352 to 394 since 2022.

Plan summary
Net assets, end of year$15,601,715
Participants with balances398
Active participants394
Employer contributions$500,000
Employee contributions$626,497
Employer contribution per active participant$1,269
Average account balance$39,200
Benefits paid to participants$1,677,706
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$15.6M · 398 accts · $500K emplr
2024$14.2M · 391 accts · $482K emplr
2023$14.7M · 373 accts · $450K emplr
2022$15.3M · 385 accts · $320K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$77,414
Total administrative$77,414
The Pioneer College Caterers, Inc. 401(k) match · 2025
Employer contribution per active participant$1,269
Median for plans this size$2,666
2025$1,269 per active participant
2024$1,300 per active participant
2023$1,320 per active participant
2022$909 per active participant

Pioneer College Caterers, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$77,414
KESTRA INVESTMENT SERVICES LLC · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$77,414 · 0.52%
2024$77,115 · 0.53%
2023$83,752 · 0.56%
2022$91,368 · 0.55%
Same employer
Similar plansAccommodation & Food Services · Tennessee
Cooper Realty Company TN$24.7M · 0.12%
Ruby Tuesday Operations LLC TN$23.6M · 0.74%
Copper Cellar Corporation TN$18.4M · 0.58%
Carlisle LLC TN$13.6M · 0.90%
Blackberry Farm TN$13.3M · 0.85%
Shoney's of Knoxville, Inc. TN$11.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310867661 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.