Plan Ledger DOL Form 5500 · updated monthly

Cooper Realty Company401(k)

COOPER COMPANIES 401(K) SAVINGS AND RETIREMENT PLAN · MEMPHIS, TN · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cooper Realty Company reported $28,795 in plan administrative expenses for 2025: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $569 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.14% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 479th-largest of 1,496 plans among Tennessee employers on file, and the 248th of 2,240 in accommodation & food services. In 2025, employees put in $3.63 for every $1.00 the employer contributed; active participation has shrunk from 1,753 to 424 since 2022.

Plan summary
Net assets, end of year$24,719,802
Participants with balances529
Active participants424
Employer contributions$241,181
Employee contributions$876,639
Employer contribution per active participant$569
Average account balance$46,729
Benefits paid to participants$3,650,624
Plan auditUnmodified (clean) audit opinion
AuditorWATKINS UIBERALL
Plan history4
Yearassets · accounts · employer contribution
2025$24.7M · 529 accts · $241K emplr
2024$24.6M · 517 accts · $224K emplr
2023$22.0M · 532 accts · $250K emplr
2022$19.7M · 531 accts · $264K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$18,081
Investment management$10,714
Total administrative$28,795
The Cooper Realty Company 401(k) match · 2025
Employer contribution per active participant$569
Median for plans this size$2,666
2025$569 per active participant
2024$258 per active participant
2023$108 per active participant
2022$151 per active participant

Cooper Realty Company's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
EMPOWER ANNUITY INSURANCE COMPANY O · Investment management$71

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$28,795 · 0.12%
2024$30,670 · 0.13%
2023$27,409 · 0.13%
2022$30,580 · 0.14%
Same employer
Similar plansAccommodation & Food Services · Tennessee
Ruby Tuesday Operations LLC TN$23.6M · 0.74%
Copper Cellar Corporation TN$18.4M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 620556886 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.