Plan Ledger DOL Form 5500 · updated monthly

Rochester Motor Company, Inc.401(k)

ROCHESTER AUTO GROUP 401(K) PROFIT SHARING PLAN · ROCHESTER, MN · plan year 2025

Reported admin expense ratio · 2025
0.69%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Rochester Motor Company, Inc. reported $111,998 in plan administrative expenses for 2025: 0.69% of average plan assets, higher than ~90% of peers. Employer contributions averaged $533 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.82% to 0.69%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Minnesota (977th of 1,918), and the 1,660th of 5,215 in retail trade. In 2025, employees put in $5.80 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,592,930
Participants with balances562
Active participants484
Employer contributions$257,773
Employee contributions$1,495,284
Employer contribution per active participant$533
Average account balance$31,304
Benefits paid to participants$1,778,107
Plan auditUnmodified (clean) audit opinion
AuditorBRADY MARTZ, PLLC
Plan history4
Yearassets · accounts · employer contribution
2025$17.6M · 562 accts · $258K emplr
2024$14.8M · 553 accts · $263K emplr
2023$12.5M · 524 accts · $254K emplr
2022$9.9M · 464 accts · $278K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$111,998
Total administrative$111,998
The Rochester Motor Company, Inc. 401(k) match · 2025
Employer contribution per active participant$533
Median for plans this size$2,666
2025$533 per active participant
2024$509 per active participant
2023$493 per active participant
2022$626 per active participant

Rochester Motor Company, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
FIDELITY INVESTMENTS · Loan processing$51,807
NORTHWESTERN MUTUAL WEALTH MGMT · Investment advisory (plan)$38,842
ASCENSUS HOLDINGS, INC. · Consulting$17,878
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$3,472

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$111,998 · 0.69%
2024$101,503 · 0.74%
2023$77,469 · 0.69%
2022$81,447 · 0.82%
Same employer
Similar plansRetail Trade · Minnesota
Innovative Office Solutions MN$18.7M · 0.33%
Stein Industries, Inc. MN$18.5M · 0.33%
Littfin Lumber Company MN$18.1M · 0.31%
Mackin Book Company MN$18.0M · 0.30%
Trafera, LLC MN$17.4M · 0.65%
Jim Lupient Company MN$17.3M · 0.36%
Shaw/Stewart Lumber Company MN$17.3M · 0.06%
Evereve Incorporated MN$17.1M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911992856 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.