Plan Ledger DOL Form 5500 · updated monthly

Refined Technologies, Inc.401(k)

REFINED TECHNOLOGIES 401(K) PLAN · SPRING, TX · plan year 2025

Reported admin expense ratio · 2025
0.26%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Refined Technologies, Inc. reported $122,960 in plan administrative expenses for 2025: 0.26% of average plan assets, below the peer median. Employer contributions averaged $6,538 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.24% to 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,006th-largest of 5,688 plans among Texas employers on file, and the 758th of 4,246 in wholesale trade. In 2025, employees put in $1.31 for every $1.00 the employer contributed; active participation has grown from 264 to 531 since 2022.

Plan summary
Net assets, end of year$53,911,267
Participants with balances516
Active participants531
Employer contributions$3,471,432
Employee contributions$4,551,863
Employer contribution per active participant$6,538
Average account balance$104,479
Benefits paid to participants$4,267,284
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history4
Yearassets · accounts · employer contribution
2025$53.9M · 516 accts · $3.5M emplr
2024$42.1M · 454 accts · $2.9M emplr
2023$30.3M · 348 accts · $2.2M emplr
2022$22.9M · 266 accts · $1.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$122,960
Total administrative$122,960
The Refined Technologies, Inc. 401(k) match · 2025
Employer contribution per active participant$6,538
Median for plans this size$2,666
2025$6,538 per active participant
2024$6,121 per active participant
2023$6,315 per active participant
2022$5,809 per active participant

Refined Technologies, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
EMPOWER ADVISORY GROUP, LLC · Investment management$37,393
GALLAGHER BENEFIT SERVICES INC · Investment advisory (plan)$20,000
NOVA 401(K) ASSOCIATES · Contract administrator$15,175

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$122,960 · 0.26%
2024$88,501 · 0.24%
2023$60,544 · 0.23%
2022$54,134 · 0.24%
Same employer
Similar plansWholesale Trade · Texas
Yeti Holdings, Inc. TX$58.4M · 0.27%
Purvis Industries, LLC TX$55.5M · 0.21%
Gsc Enterprises, Inc TX$55.1M · 0.42%
Tauber Oil Company TX$52.5M · 0.05%
Continental Battery Company TX$51.7M · 0.25%
Affiliated Foods, Inc. TX$50.4M · 0.51%
The Hunton Group TX$49.6M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 481245119 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.