Plan Ledger DOL Form 5500 · updated monthly

Refined Technologies, Incbenefits

Refined Technologies Inc Health and Welfare Plan · SPRING, TX · plan year 2025

Broker compensation reported · 2025
$119,785

Refined Technologies, Inc's benefits plans covered 444 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $119,785 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $270 per covered person, above the median for employer plans that report broker pay. Broker pay rose 5.2% from $113,834 in 2024.

Insurance contracts · 20254
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dental visionpremiums n/a · 382 covered
ZURICH AMERICAN INSURANCE COMPANYpremiums n/a · 477 covered
AMERICAN HERITAGE LIFE INSURANCE COMPANYpremiums n/a · 156 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 444 covered
Brokers & agents paid · 20253
USI INSURANCE SERVICES LLC$115,668 · incl $12,393 fees
GALLAGHER BENEFIT SERVICES, INC.$3,489 · incl $209 fees
ACCRETIVE ENROLLMENT SVCS., LLC$628
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 481245119 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.