Plan Ledger DOL Form 5500 · updated monthly

Ia American Warranty, LP401(k)

IA AMERICAN WARRANTY, LP 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.52%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ia American Warranty, LP reported $243,935 in plan administrative expenses for 2024: 0.52% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,591 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.47% to 0.52%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,071st-largest of 5,688 plans among Texas employers on file, and the 836th of 4,246 in wholesale trade. In 2024, employees put in $1.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$49,160,883
Participants with balances519
Active participants643
Employer contributions$1,666,109
Employee contributions$3,309,816
Employer contribution per active participant$2,591
Average account balance$94,722
Benefits paid to participants$6,245,143
Plan auditUnmodified (clean) audit opinion
AuditorSCOTT MILLER CPA & ASSOCIATES, PC
Plan history3
Yearassets · accounts · employer contribution
2024$49.2M · 519 accts · $1.7M emplr
2023$45.2M · 541 accts · $1.8M emplr
2022$38.3M · 540 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,843
Investment management$149,142
Audit (IQPA)$31,950
Total administrative$243,935
The Ia American Warranty, LP 401(k) match · 2024
Employer contribution per active participant$2,591
Median for plans this size$2,416
2024$2,591 per active participant
2023$2,450 per active participant
2022$2,411 per active participant

Ia American Warranty, LP's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
NFP RETIREMENT INC · Investment advisory (plan)$114,834
EMPOWER ADVISORY GROUP, LLC · Investment management$34,533
ARMANINO LLP · Accounting / audit$19,950
SCOTT MILLER CPA & ASSOCIATES INC · Accounting / audit$12,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$243,935 · 0.52%
2023$197,242 · 0.47%
2022$192,919 · 0.47%
Same employer
Similar plansWholesale Trade · Texas
Tauber Oil Company TX$52.5M · 0.05%
Continental Battery Company TX$51.7M · 0.25%
Affiliated Foods, Inc. TX$50.4M · 0.51%
The Hunton Group TX$49.6M · 0.18%
Ccs Medical TX$46.5M · 0.31%
Eoc Holdings. LLC TX$45.5M · 0.13%
The Gambrinus Company TX$45.1M · 0.13%
Vinmar International, LTD. TX$43.5M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200320671 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.