Plan Ledger DOL Form 5500 · updated monthly

Pueblo of Pojoaque401(k)

PUEBLO OF POJOAQUE 401(K) PLAN · SANTA FE, NM · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pueblo of Pojoaque reported $73,085 in plan administrative expenses for 2024: 0.48% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,016 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.51% to 0.48%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other public administration employers. By assets it is the 104th-largest of 290 plans among New Mexico employers on file, and the 38th of 90 in public administration. In 2024, employees put in $1.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,372,997
Participants with balances355
Active participants701
Employer contributions$712,096
Employee contributions$1,035,553
Employer contribution per active participant$1,016
Average account balance$46,121
Benefits paid to participants$1,377,214
Plan auditUnmodified (clean) audit opinion
AuditorLOFTIS AND LOVATO GROUP LLC
Plan history3
Yearassets · accounts · employer contribution
2024$16.4M · 355 accts · $712K emplr
2023$14.2M · 333 accts · $634K emplr
2022$12.1M · 331 accts · $554K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,006
Investment management$29,079
Total administrative$73,085
The Pueblo of Pojoaque 401(k) match · 2024
Employer contribution per active participant$1,016
Median for plans this size$2,416
2024$1,016 per active participant
2023$920 per active participant
2022$823 per active participant

Pueblo of Pojoaque's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$44,006
FIRST LIGHT RETIREMENT LLC · Investment advisory (plan)$28,207

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$73,085 · 0.48%
2023$65,534 · 0.50%
2022$69,089 · 0.51%
Similar plansPublic Administration · New Mexico
Pueblo of Sandia NM$51.9M · 0.42%
Pueblo of Laguna NM$25.5M · 0.55%
Jobsohio OH$17.2M · 0.05%
Spirit Lake Tribe ND$16.9M · 1.83%
Kickapoo Tribe of Oklahoma OK$16.0M · 0.02%
The Baby Fold, Inc. IL$13.7M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 850219423 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.