Plan Ledger DOL Form 5500 · updated monthly

Pueblo of Sandia401(k)

PUEBLO OF SANDIA COMMERCIAL ENTERPRISES 401(K) PROFIT SHARING PLAN AND TRUST · ALBUQUERQUE, NM · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pueblo of Sandia reported $206,603 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $1,386 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other public administration employers. By assets it is the 34th-largest of 290 plans among New Mexico employers on file, and the 15th of 90 in public administration. In 2024, employees put in $2.06 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$51,940,171
Participants with balances920
Active participants1,239
Employer contributions$1,716,638
Employee contributions$3,535,302
Employer contribution per active participant$1,386
Average account balance$56,457
Benefits paid to participants$4,247,305
Plan auditUnmodified (clean) audit opinion
AuditorLOFTIS & LOVATO GROUP
Plan history3
Yearassets · accounts · employer contribution
2024$51.9M · 920 accts · $1.7M emplr
2023$45.3M · 955 accts · $1.6M emplr
2022$37.9M · 1,057 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$65,209
Investment management$120,407
Audit (IQPA)$20,987
Total administrative$206,603
The Pueblo of Sandia 401(k) match · 2024
Employer contribution per active participant$1,386
Median for plans this size$2,416
2024$1,386 per active participant
2023$1,213 per active participant
2022$1,141 per active participant

Pueblo of Sandia's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
SENTINEL BENEFITS GROUP, LLC · Recordkeeping · Loan processing$65,209
REDW WEALTH FINANCIAL ADVISORS LLC · Investment advisory (participants) · Investment advisory (plan)$120,407
LOFTIS & LOVATO GROUP · Accounting / audit$20,987

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Sentinel Group
2023ALLIANCE BENEFIT GROUP SOUTHWEST LL, Sentinel Group

This plan has changed recordkeepers within these filings. If you left Pueblo of Sandia before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$206,603 · 0.42%
2023$211,683 · 0.51%
2022$193,133 · 0.47%
Same employer
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Swinomish Tribal Community WA$58.3M · 0.12%
Apco Worldwide LLC DC$53.7M · 0.13%
Tachi Yokut Tribe CA$51.1M · 0.07%
Sault Tribe MI$49.8M · 0.39%
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Source: U.S. Department of Labor, Form 5500 series, EIN 850223706 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.