Plan Ledger DOL Form 5500 · updated monthly

Federal Home Loan Bank of Dallas401(k)

FHLBANK DALLAS 401(K) RETIREMENT PLAN · IRVING, TX · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Federal Home Loan Bank of Dallas reported $36,856 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $9,047 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.06% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other public administration employers. By assets it is the 785th-largest of 5,688 plans among Texas employers on file, and the 9th of 90 in public administration. In 2024, employees put in $1.68 for every $1.00 the employer contributed; active participation has grown from 199 to 222 since 2022.

Plan summary
Net assets, end of year$76,656,711
Participants with balances249
Active participants222
Employer contributions$2,008,504
Employee contributions$3,372,432
Employer contribution per active participant$9,047
Average account balance$307,858
Benefits paid to participants$5,241,702
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$76.7M · 249 accts · $2.0M emplr
2023$67.0M · 240 accts · $1.9M emplr
2022$56.1M · 229 accts · $1.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,735
Investment management$4,121
Total administrative$36,856
The Federal Home Loan Bank of Dallas 401(k) match · 2024
Employer contribution per active participant$9,047
Median for plans this size$3,635
2024$9,047 per active participant
2023$9,507 per active participant
2022$9,155 per active participant

Federal Home Loan Bank of Dallas's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$32,837

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$36,856 · 0.05%
2023$31,079 · 0.05%
2022$35,460 · 0.06%
Similar plansPublic Administration · Texas
Salt River Materials Group AZ$89.3M · 0.07%
Valkyrie Enterprises, Inc. VA$87.4M · 0.31%
Pascua Yaqui Tribe AZ$75.6M · 0.09%
Nez Perce Tribe ID$61.9M · 0.16%
Swinomish Tribal Community WA$58.3M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 716013989 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.