Plan Ledger DOL Form 5500 · updated monthly

Peoples Pharmacy, Inc.401(k)

PEOPLES PHARMACY, INC. 401(K) PLAN · AUSTIN, TX · plan year 2025

Reported admin expense ratio · 2025
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Peoples Pharmacy, Inc. reported $49,108 in plan administrative expenses for 2025: 0.35% of average plan assets, above the peer median. Employer contributions averaged $1,091 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.24% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 2,446th-largest of 5,688 plans among Texas employers on file, and the 1,926th of 5,215 in retail trade. In 2025, employees put in $3.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,814,433
Participants with balances209
Active participants137
Employer contributions$149,472
Employee contributions$597,094
Employer contribution per active participant$1,091
Average account balance$70,882
Benefits paid to participants$1,343,389
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$14.8M · 209 accts · $149K emplr
2024$13.0M · 193 accts · $148K emplr
2023$12.1M · 183 accts · $59K emplr
2022$10.9M · 201 accts · $444K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,839
Audit (IQPA)$8,500
Total administrative$49,108
The Peoples Pharmacy, Inc. 401(k) match · 2025
Employer contribution per active participant$1,091
Median for plans this size$2,666
2025$1,091 per active participant
2024$1,077 per active participant
2023$407 per active participant
2022$3,020 per active participant

Peoples Pharmacy, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (participants)$36,769
PEGGY S. EDGE, CPA, LLC · Accounting / audit$8,500
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,839

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$49,108 · 0.35%
2024$31,040 · 0.25%
2023$27,766 · 0.24%
2022$29,265 · 0.24%
Same employer
Similar plansRetail Trade · Texas
Ccj & Associates, LLC TX$15.9M · 0.09%
Tarrytown Expocare LLC TX$15.0M · 0.71%
Nations Best Holdings, LLC TX$15.0M · 0.24%
Fikes Wholesale Inc. TX$14.4M · 0.02%
Cantoni, LP TX$14.3M · 0.06%
Cooley Enterprises, Inc. TX$14.0M · 1.85%
Rogers Ford Sales, Inc. TX$14.0M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742256665 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.