Plan Ledger DOL Form 5500 · updated monthly

Pacific Dental Services, LLC401(k)

PACIFIC DENTAL SERVICES, LLC 401(K) PLAN · IRVINE, CA · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pacific Dental Services, LLC reported $1,606,974 in plan administrative expenses for 2024: 0.31% of average plan assets, higher than ~90% of peers. Employer contributions averaged $765 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.315%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other management of companies employers. By assets it is the 233rd-largest of 9,483 plans among California employers on file, and the 73rd of 786 in management of companies. In 2024, employees put in $6.73 for every $1.00 the employer contributed; active participation has grown from 12,260 to 14,564 since 2022.

Plan summary
Net assets, end of year$565,322,700
Participants with balances18,962
Active participants14,564
Employer contributions$11,148,186
Employee contributions$75,000,738
Employer contribution per active participant$765
Average account balance$29,813
Benefits paid to participants$44,544,867
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$565.3M · 18,962 accts · $11.1M emplr
2023$455.5M · 18,226 accts · $10.5M emplr
2022$351.0M · 16,572 accts · $9.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,534,702
Investment management$33,510
Audit (IQPA)$38,762
Total administrative$1,606,974
The Pacific Dental Services, LLC 401(k) match · 2024
Employer contribution per active participant$765
Median for plans this size$4,294
2024$765 per active participant
2023$787 per active participant
2022$772 per active participant

Pacific Dental Services, LLC's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIDELITY INVESTMENTS INSTITUTIONAL · Contract administrator · Loan processing$1,164,687
PENSION BENEFITS UNLIMITED,INC · Pension consulting · Other services$370,015
WINDES, INC · Accounting / audit$38,762
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (participants) · Investment advisory (plan)$33,510

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,606,974 · 0.31%
2023$1,332,832 · 0.33%
2022$1,144,345 · 0.31%
Same employer
Similar plansManagement of Companies · California
Wells Fargo & Company CA$57.9B · 0.02%
Sempra CA$562.1M · 0.01%
Toshiba America, Inc CA$511.7M · 0.06%
Platinum Equity, LLC CA$313.1M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330681491 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.