Plan Ledger DOL Form 5500 · updated monthly

Northwest Community Credit Union401(k)

NORTHWEST COMMUNITY CREDIT UNION CAPITAL ACCUMULATION PLAN · EUGENE, OR · plan year 2022

Reported admin expense ratio · 2022
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Northwest Community Credit Union reported $7,484 in plan administrative expenses for 2022: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,029 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 334th-largest of 1,021 plans among Oregon employers on file, and 2,779th of 4,798 in finance & insurance. In 2022, employees put in $1.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,676,488
Participants with balances380
Active participants280
Employer contributions$1,128,152
Employee contributions$1,657,531
Employer contribution per active participant$4,029
Average account balance$62,307
Benefits paid to participants$2,232,050
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $677K emplr
2022$23.7M · 380 accts · $1.1M emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$1,675
Professional / advisory$5,809
Total administrative$7,484
The Northwest Community Credit Union 401(k) match · 2022
Employer contribution per active participant$4,029
Median for plans this size$2,266

Northwest Community Credit Union's 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$7,484 · 0.03%
Similar plansFinance & Insurance · Oregon
Genesis Financial Solutions OR$26.6M · 0.40%
Precoa, LLC OR$25.3M · 0.01%
Vesta Corporation OR$24.5M · 0.20%
Cse Insurance Services, Inc OR$23.8M · 0.25%
Mortgage Express, LLC OR$20.5M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930389726 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.