Plan Ledger DOL Form 5500 · updated monthly

Precoa, LLC401(k)

PRECOA 401(K) PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Precoa, LLC reported $2,600 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,186 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.01%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 319th-largest of 1,021 plans among Oregon employers on file, and 2,682nd of 4,798 in finance & insurance. In 2024, employees put in $4.58 for every $1.00 the employer contributed; active participation has grown from 285 to 421 since 2022.

Plan summary
Net assets, end of year$25,337,715
Participants with balances301
Active participants421
Employer contributions$499,189
Employee contributions$2,287,795
Employer contribution per active participant$1,186
Average account balance$84,178
Benefits paid to participants$711,334
Plan auditUnmodified (clean) audit opinion
AuditorDELAP LLP
Plan history3
Yearassets · accounts · employer contribution
2024$25.3M · 301 accts · $499K emplr
2023$19.9M · 281 accts · $442K emplr
2022$15.5M · 262 accts · $384K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,600
Total administrative$2,600
The Precoa, LLC 401(k) match · 2024
Employer contribution per active participant$1,186
Median for plans this size$2,416
2024$1,186 per active participant
2023$1,295 per active participant
2022$1,348 per active participant

Precoa, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,600

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,600 · 0.01%
2023$2,875 · 0.02%
2022$5,819 · 0.04%
Same employer
Similar plansFinance & Insurance · Oregon
Bank of Eastern Oregon OR$28.8M · 0.42%
Citizens Bank OR$28.3M · 0.29%
Genesis Financial Solutions OR$26.6M · 0.40%
Vesta Corporation OR$24.5M · 0.20%
Cse Insurance Services, Inc OR$23.8M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760750087 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.