Plan Ledger DOL Form 5500 · updated monthly

Vesta Corporation401(k)

VESTA CORPORATION 401(K) PLAN · LAKE OSWEGO, OR · plan year 2023

Reported admin expense ratio · 2023
0.20%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Vesta Corporation reported $44,897 in plan administrative expenses for 2023: 0.20% of average plan assets, below the peer median. Employer contributions averaged $5,571 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.200%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other finance & insurance employers. By assets it is the 326th-largest of 1,021 plans among Oregon employers on file, and 2,735th of 4,798 in finance & insurance. In 2023, employees put in $2.56 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,538,399
Participants with balances229
Active participants111
Employer contributions$618,335
Employee contributions$1,584,023
Employer contribution per active participant$5,571
Average account balance$107,155
Benefits paid to participants$2,178,189
Plan auditUnmodified (clean) audit opinion
AuditorDELAP LLP
Plan history2
Yearassets · accounts · employer contribution
2023$24.5M · 229 accts · $618K emplr
2022$20.4M · 253 accts · $582K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$34,198
Investment management$10,699
Total administrative$44,897
The Vesta Corporation 401(k) match · 2023
Employer contribution per active participant$5,571
Median for plans this size$2,440
2023$5,571 per active participant
2022$4,346 per active participant

Vesta Corporation's 2023 employer contribution ran above the $2,440 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$34,198
HUMAN INVESTING · Investment advisory (plan)$10,699

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$44,897 · 0.20%
2022$48,395 · 0.20%
Same employer
Similar plansFinance & Insurance · Oregon
Citizens Bank OR$28.3M · 0.29%
Genesis Financial Solutions OR$26.6M · 0.40%
Precoa, LLC OR$25.3M · 0.01%
Cse Insurance Services, Inc OR$23.8M · 0.25%
Mortgage Express, LLC OR$20.5M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 931175674 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.