Plan Ledger DOL Form 5500 · updated monthly

Pacific Residential Mortgage LLC401(k)

PACIFIC RESIDENTIAL MORTGAGE 401(K) PLAN · BEAVERTON, OR · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pacific Residential Mortgage LLC reported $6,774 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.10% to 0.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 380th-largest of 1,021 plans among Oregon employers on file, and 3,216th of 4,798 in finance & insurance. active participation has shrunk from 288 to 121 since 2022.

Plan summary
Net assets, end of year$18,288,457
Participants with balances203
Active participants121
Employer contributions$0
Employee contributions$588,492
Employer contribution per active participant$0
Average account balance$90,091
Benefits paid to participants$2,202,727
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$18.3M · 203 accts
2023$17.0M · 231 accts
2022$14.6M · 298 accts · $494K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,350
Investment management$2,424
Total administrative$6,774
The Pacific Residential Mortgage LLC 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$2,416

Pacific Residential Mortgage LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,350

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$6,774 · 0.04%
2023$8,920 · 0.06%
2022$15,819 · 0.10%
Similar plansFinance & Insurance · Oregon
Cse Insurance Services, Inc OR$23.8M · 0.25%
Mortgage Express, LLC OR$20.5M · 0.42%
Willamette Valley Bank OR$13.2M · 0.41%
Summit Bank OR$12.3M · 0.27%
People's Bank of Commerce OR$10.0M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 113714032 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.