Plan Ledger DOL Form 5500 · updated monthly

Morgan Stanley Domestic Holdings, LLC401(k) + ESOP (KSOP)

MORGAN STANLEY 401(K) PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Morgan Stanley Domestic Holdings, LLC reported $17,069,708 in plan administrative expenses for 2024: 0.08% of average plan assets, higher than ~75% of peers. Employer contributions averaged $7,353 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.08%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2nd-largest of 5,648 plans among New York employers on file, and the 4th of 4,798 in finance & insurance. In 2024, employees put in $2.10 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,018,408,364
Participants with balances77,339
Active participants54,084
Employer contributions$397,705,435
Employee contributions$833,466,954
Employer contribution per active participant$7,353
Average account balance$284,700
Benefits paid to participants$1,492,636,531
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$22.0B · 77,339 accts · $397.7M emplr
2023$19.0B · 77,620 accts · $395.5M emplr
2022$16.2B · 74,859 accts · $365.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$80,750
Investment management$16,700,742
Audit (IQPA)$115,000
Trustee / custodial$111,255
Total administrative$17,069,708
The Morgan Stanley Domestic Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$7,353
Median for plans this size$5,259
2024$7,353 per active participant
2023$7,275 per active participant
2022$7,084 per active participant

Morgan Stanley Domestic Holdings, LLC's 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202412
ALIGHT SOLUTIONS LLC · Recordkeeping$80,750
T. ROWE PRICE ASSOCIATES, INC. · Investment management$3,773,377
WESTFIELD CAPITAL MANAGEMENT CO, LP · Investment management$1,724,662
STATE STREET GLOBAL ADVISRS TRST CO · Custodial · Custodial (securities)$1,639,301
PACIFIC INVESTMENT MGMT CO LLC · Investment management$1,451,401
ARTISAN PARTNERS$1,448,835
BLACKROCK INSTITUTIONAL TRUST CO · Trustee · Trustee (discretionary)$1,267,210
WESTWOOD MANAGEMENT CORPORATION · Investment management · Investment advisory (plan)$1,161,879
FRED ALGER MANAGEMENT LLC · Investment management$1,099,930
FIDELITY INSTITUTIONAL ASSET MGMT · Investment management · Other services$913,515
THOMPSON, SIEGEL & WALMSLEY LLC · Investment management$811,667
SHENKMAN CAPITAL MANAGEMENT, INC. · Investment management$598,961

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alight
2023Alight

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$17,069,708 · 0.08%
2023$16,067,953 · 0.09%
2022$15,311,571 · 0.09%
Same employer
Similar plansFinance & Insurance · New York
Citigroup Inc. CT$23.2B · 0.09%
The Cigna Group PA$14.1B · 0.02%
U.S. Bancorp MN$13.0B · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208764829 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.