Plan Ledger DOL Form 5500 · updated monthly

The Cigna Group401(k) + ESOP (KSOP)

CIGNA 401(K) PLAN · PHILADELPHIA, PA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Cigna Group reported $2,203,117 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,486 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.022% to 0.016%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2nd-largest of 3,651 plans among Pennsylvania employers on file, and the 7th of 4,798 in finance & insurance. In 2024, employees put in $1.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,139,981,256
Participants with balances88,184
Active participants66,532
Employer contributions$298,454,514
Employee contributions$556,341,047
Employer contribution per active participant$4,486
Average account balance$160,346
Benefits paid to participants$1,267,525,380
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.1B · 88,184 accts · $298.5M emplr
2023$12.9B · 88,684 accts · $292.5M emplr
2022$11.4B · 91,431 accts · $269.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,296,696
Total administrative$2,203,117
The The Cigna Group 401(k) match · 2024
Employer contribution per active participant$4,486
Median for plans this size$5,259
2024$4,486 per active participant
2023$4,596 per active participant
2022$4,041 per active participant

The Cigna Group's 2024 employer contribution ran below the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,203,117 · 0.02%
2023$2,764,748 · 0.02%
2022$2,699,136 · 0.02%
Same employer
Similar plansFinance & Insurance · Pennsylvania
Citigroup Inc. CT$23.2B · 0.09%
U.S. Bancorp MN$13.0B · 0.04%
Edward D. Jones & Co., L.P. MO$12.4B · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824991898 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.