Plan Ledger DOL Form 5500 · updated monthly

John Stuckey Ford, Inc.401(k)

JOHN STUCKEY FORD, INC. PROFIT SHARING 401(K) PLAN · HOLLIDAYSBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

John Stuckey Ford, Inc. reported $9,825 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,318 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.35% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,061st of 3,651), and the 2,213th of 5,215 in retail trade. In 2024, employees put in $2.93 for every $1.00 the employer contributed; active participation has grown from 280 to 343 since 2022.

Plan summary
Net assets, end of year$12,484,853
Participants with balances417
Active participants343
Employer contributions$451,958
Employee contributions$1,324,435
Employer contribution per active participant$1,318
Average account balance$29,940
Benefits paid to participants$720,617
Plan auditUnmodified (clean) audit opinion
AuditorBOYER & RITTER, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$12.5M · 417 accts · $452K emplr
2023$9.6M · 355 accts · $278K emplr
2022$7.1M · 326 accts · $273K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,263
Total administrative$9,825
The John Stuckey Ford, Inc. 401(k) match · 2024
Employer contribution per active participant$1,318
Median for plans this size$2,416
2024$1,318 per active participant
2023$944 per active participant
2022$975 per active participant

John Stuckey Ford, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
KEYSTONE 401(K), LLC · Contract administrator$10,312
CAPITAL GROUP RETIREMENT PLAN SERVS$3,988

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$9,825 · 0.09%
2023$16,951 · 0.20%
2022$25,508 · 0.35%
Same employer
Similar plansRetail Trade · Pennsylvania
Rgh Automotive, LLC PA$12.8M · 0.29%
Sunbury Motor Company PA$12.8M · 0.40%
Scott Cars, Inc. PA$12.7M · 0.40%
Maguire's Ford, Inc. PA$12.1M · 0.45%
Del Chevrolet, Inc PA$12.1M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231277127 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.