Plan Ledger DOL Form 5500 · updated monthly

Civic Automobiles Group401(k)

FALCONI DEALERSHIPS 401(K) PLAN · MOON TOWNSHIP, PA · plan year 2025

Reported admin expense ratio · 2025
0.17%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Civic Automobiles Group reported $24,213 in plan administrative expenses for 2025: 0.17% of average plan assets, below the peer median. Employer contributions averaged $2,154 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.30% to 0.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (1,826th of 3,651), and the 1,882nd of 5,215 in retail trade. In 2025, employees put in $2.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,260,753
Participants with balances137
Active participants148
Employer contributions$318,731
Employee contributions$851,006
Employer contribution per active participant$2,154
Average account balance$111,392
Benefits paid to participants$1,190,482
Plan auditUnmodified (clean) audit opinion
AuditorSISTERSON & CO, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$15.3M · 137 accts · $319K emplr
2024$13.0M · 139 accts · $293K emplr
2023$11.4M · 135 accts · $272K emplr
2022$9.6M · 131 accts · $253K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$6,213
Audit (IQPA)$18,000
Total administrative$24,213
The Civic Automobiles Group 401(k) match · 2025
Employer contribution per active participant$2,154
Median for plans this size$2,666
2025$2,154 per active participant
2024$1,893 per active participant
2023$1,860 per active participant
2022$1,811 per active participant

Civic Automobiles Group's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
CAPITAL RESEARCH AND MANAGEMENT CO · Contract administrator · Recordkeeping$425
KESTRA ADVISORY SERVICES, LLC · Investment advisory (participants) · Investment advisory (plan)$18,000
BAKER TILLY VANTAGEN, LLC · Pension consulting$5,788

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025CAPITAL RESEARCH AND MANAGEMENT CO
2024CAPITAL RESEARCH AND MANAGEMENT CO
2023CAPITAL RESEARCH AND MANAGEMENT CO

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$24,213 · 0.17%
2024$24,748 · 0.20%
2023$20,743 · 0.20%
2022$31,483 · 0.30%
Similar plansRetail Trade · Pennsylvania
Landis Supermarket, Inc. PA$16.0M · 0.64%
Jack Giambalvo Motor Co Inc PA$15.9M · 0.46%
Jako Enterprises, LLC PA$15.5M · 0.22%
Garnet Ford, Inc. PA$15.0M · 0.37%
Sharp Shopper, Inc. PA$14.9M · 0.28%
Scott Imports, Inc. PA$14.8M · 0.27%
O. C. Cluss Lumber Company PA$14.7M · 0.35%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 251659214 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.