Plan Ledger DOL Form 5500 · updated monthly

O. C. Cluss Lumber Company401(k)

O. C. CLUSS LUMBER COMPANY EMPLOYEES 401(K) PROFIT SHARING PLAN AND TRUST · UNIONTOWN, PA · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

O. C. Cluss Lumber Company reported $49,322 in plan administrative expenses for 2024: 0.35% of average plan assets, above the peer median. Employer contributions averaged $529 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.37% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (1,877th of 3,651), and the 1,930th of 5,215 in retail trade. In 2024, employees put in $6.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,735,547
Participants with balances108
Active participants110
Employer contributions$58,159
Employee contributions$374,862
Employer contribution per active participant$529
Average account balance$136,440
Benefits paid to participants$862,496
Plan auditDisclaimer of opinion
AuditorSMITH, LEWIS, CHESS & COMPANY, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$14.7M · 108 accts · $58K emplr
2023$13.2M · 120 accts · $59K emplr
2022$12.0M · 120 accts · $44K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$49,322
Total administrative$49,322
The O. C. Cluss Lumber Company 401(k) match · 2024
Employer contribution per active participant$529
Median for plans this size$2,416
2024$529 per active participant
2023$505 per active participant
2022$406 per active participant

O. C. Cluss Lumber Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$35,123
SMITH LEWIS CHESS & COMPANY LLP · Accounting / audit$9,500
DUNBAR, BENDER & ZAPF, INC. · Contract administrator$3,141

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$49,322 · 0.35%
2023$55,417 · 0.44%
2022$48,803 · 0.37%
Same employer
Similar plansRetail Trade · Pennsylvania
Civic Automobiles Group PA$15.3M · 0.17%
Garnet Ford, Inc. PA$15.0M · 0.37%
Sharp Shopper, Inc. PA$14.9M · 0.28%
Scott Imports, Inc. PA$14.8M · 0.27%
Country Fair, Inc. PA$14.5M · 0.03%
Rusmur Floors Inc PA$14.4M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 250410150 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.