Plan Ledger DOL Form 5500 · updated monthly

Utility/Keystone Trailer Sales, Inc401(k)

UTILITY/KEYSTONE TRAILER SALES, INC. 401(K) PROFIT SHARING PLAN · MANHEIM, PA · plan year 2025

Reported admin expense ratio · 2025
0.38%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Utility/Keystone Trailer Sales, Inc reported $57,331 in plan administrative expenses for 2025: 0.38% of average plan assets, above the peer median. Employer contributions averaged $2,308 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.53% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 1,710th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,742nd of 5,215 in retail trade. In 2025, employees put in $3.68 for every $1.00 the employer contributed; active participation has grown from 112 to 127 since 2022.

Plan summary
Net assets, end of year$16,730,138
Participants with balances153
Active participants127
Employer contributions$293,175
Employee contributions$1,078,893
Employer contribution per active participant$2,308
Average account balance$109,347
Benefits paid to participants$490,020
Plan auditUnmodified (clean) audit opinion
AuditorSIMON LEVER
Plan history4
Yearassets · accounts · employer contribution
2025$16.7M · 153 accts · $293K emplr
2024$13.5M · 150 accts · $280K emplr
2023$11.8M · 148 accts · $280K emplr
2022$10.0M · 153 accts · $273K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$10,374
Investment management$46,957
Total administrative$57,331
The Utility/Keystone Trailer Sales, Inc 401(k) match · 2025
Employer contribution per active participant$2,308
Median for plans this size$2,666
2025$2,308 per active participant
2024$2,137 per active participant
2023$2,168 per active participant
2022$2,437 per active participant

Utility/Keystone Trailer Sales, Inc's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FULTON BANK N.A · Recordkeeping · Consulting$58,511

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025FULTON BANK N.A
2024FULTON BANK N.A

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$57,331 · 0.38%
2024$52,151 · 0.41%
2023$49,412 · 0.45%
2022$55,595 · 0.53%
Same employer
Similar plansRetail Trade · Pennsylvania
New RUE21, LLC PA$17.5M · 0.75%
Rohrich Automotive Group PA$17.3M · 0.53%
Ascendance Trucks, LLC PA$16.7M · 0.39%
Landis Supermarket, Inc. PA$16.0M · 0.64%
Jack Giambalvo Motor Co Inc PA$15.9M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232063625 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.