Plan Ledger DOL Form 5500 · updated monthly

J & a Services, LLC401(k)

J & A SERVICES, LLC 401(K) PLAN · GRAND JUNCTION, CO · plan year 2024

Reported admin expense ratio · 2024
1.73%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

J & a Services, LLC reported $89,916 in plan administrative expenses for 2024: 1.73% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,185 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.08% to 1.73%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is among the smaller plans on file in Colorado (1,008th of 1,461), and 495th of 612 in mining, oil & gas extraction. In 2024, employees put in $3.48 for every $1.00 the employer contributed; active participation has grown from 200 to 220 since 2022.

Plan summary
Net assets, end of year$5,682,303
Participants with balances491
Active participants220
Employer contributions$260,732
Employee contributions$907,938
Employer contribution per active participant$1,185
Average account balance$11,573
Benefits paid to participants$787,578
Plan auditUnmodified (clean) audit opinion
AuditorDWC
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $191K emplr
2024$5.7M · 491 accts · $261K emplr
2023$4.7M · 431 accts · $265K emplr
2022$3.6M · 395 accts · $265K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,955
Total administrative$89,916
The J & a Services, LLC 401(k) match · 2024
Employer contribution per active participant$1,185
Median for plans this size$1,313
2024$1,185 per active participant
2023$1,204 per active participant
2022$1,324 per active participant

J & a Services, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
GLOBAL RETIREMENT PARTNERS LLCindirect comp
ALERUS · Other servicesindirect comp
DWC · Accounting / auditindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$89,916 · 1.73%
2023$78,167 · 1.89%
2022$38,516 · 1.08%
Same employer
Similar plansMining, Oil & Gas Extraction · Colorado
Akita Equipment Corp CO$8.8M · 0.41%
Electrasteel, Inc. CO$8.0M · 0.07%
Trapper Mining, Inc. CO$5.1M · 0.44%
Noble Casing, Inc. CO$2.1M · 0.58%
Rev Energy Services, LLC CO$1.9M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 331100442 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.