Plan Ledger DOL Form 5500 · updated monthly

Hudson Community Enterprises, Inc.401(k)

HUDSON COMMUNITY ENTERPRISES, INC. 401(K) PLAN · JERSEY CITY, NJ · plan year 2025

Reported admin expense ratio · 2025
0.91%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Hudson Community Enterprises, Inc. reported $38,223 in plan administrative expenses for 2025: 0.91% of average plan assets, higher than ~75% of peers. Employer contributions averaged $357 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.03% to 0.91%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New Jersey (1,913th of 2,419), and 8,148th of 11,911 in health care & social assistance. In 2025, employees put in $1.86 for every $1.00 the employer contributed; active participation has grown from 416 to 478 since 2022.

Plan summary
Net assets, end of year$4,607,186
Participants with balances141
Active participants478
Employer contributions$170,857
Employee contributions$318,494
Employer contribution per active participant$357
Average account balance$32,675
Benefits paid to participants$206,005
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$4.6M · 141 accts · $171K emplr
2024$3.8M · 137 accts · $182K emplr
2023$3.3M · 136 accts · $169K emplr
2022$2.9M · 131 accts · $161K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$14,054
Investment management$24,169
Total administrative$38,223
The Hudson Community Enterprises, Inc. 401(k) match · 2025
Employer contribution per active participant$357
Median for plans this size$1,464
2025$357 per active participant
2024$386 per active participant
2023$355 per active participant
2022$388 per active participant

Hudson Community Enterprises, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
TRANSAMERICA FINANCIAL LIFE INS. CO · Recordkeeping · Loan processing$14,054
MERRILL LYNCH LIFE AGENCY, INC. · Investment advisory (plan)$24,169

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$38,223 · 0.91%
2024$33,982 · 0.97%
2023$34,404 · 1.12%
2022$32,308 · 1.03%
Similar plansHealth Care & Social Assistance · New Jersey
Job Haines Home NJ$4.7M · 0.23%
Cedar Health Group LLC NJ$4.6M · 0.84%
Community Hope, Inc. NJ$4.5M · 0.01%
Little Hill Foundation NJ$4.4M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221629147 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.