Plan Ledger DOL Form 5500 · updated monthly

Credit Union of Colorado401(k)

CREDIT UNION OF COLORADO 401(K) RETIREMENT PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Credit Union of Colorado reported $18,392 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,387 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.026% to 0.031%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 209th-largest of 1,461 plans among Colorado employers on file, and the 1,454th of 4,798 in finance & insurance. In 2024, employees put in $1.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$60,248,909
Participants with balances626
Active participants401
Employer contributions$2,160,184
Employee contributions$2,206,440
Employer contribution per active participant$5,387
Average account balance$96,244
Benefits paid to participants$7,609,642
Plan auditUnmodified (clean) audit opinion
AuditorSINGER LEWAK LLP
Plan history3
Yearassets · accounts · employer contribution
2024$60.2M · 626 accts · $2.2M emplr
2023$56.8M · 685 accts · $2.1M emplr
2022$47.7M · 679 accts · $1.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,392
Total administrative$18,392
The Credit Union of Colorado 401(k) match · 2024
Employer contribution per active participant$5,387
Median for plans this size$3,635
2024$5,387 per active participant
2023$5,246 per active participant
2022$5,006 per active participant

Credit Union of Colorado's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$18,392 · 0.03%
2023$16,562 · 0.03%
2022$13,334 · 0.03%
Same employer
Similar plansFinance & Insurance · Colorado
Elevations Credit Union CO$78.2M · 0.11%
Canvas Credit Union CO$67.0M · 0.31%
Bellco Credit Union CO$49.8M · 0.01%
Sturm Financial Group Inc. CO$49.7M · 0.07%
Covius Holdings, Inc. CO$49.3M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840174408 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.