Plan Ledger DOL Form 5500 · updated monthly

Cooley Enterprises, Inc.401(k)

COOLEY ENTERPRISE, INC. RETIREMENT SAVINGS PLAN · IRVING, TX · plan year 2024

Reported admin expense ratio · 2024
1.85%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cooley Enterprises, Inc. reported $224,584 in plan administrative expenses for 2024: 1.85% of average plan assets, higher than ~90% of peers. Employer contributions averaged $315 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.97% to 1.85%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 2,540th-largest of 5,688 plans among Texas employers on file, and the 2,011th of 5,215 in retail trade. In 2024, employees put in $5.80 for every $1.00 the employer contributed; active participation has grown from 1,062 to 1,240 since 2022.

Plan summary
Net assets, end of year$14,010,820
Participants with balances1,174
Active participants1,240
Employer contributions$391,179
Employee contributions$2,269,719
Employer contribution per active participant$315
Average account balance$11,934
Benefits paid to participants$3,314,924
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.0M · 1,174 accts · $391K emplr
2023$10.2M · 1,781 accts · $312K emplr
2022$8.1M · 2,178 accts · $308K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$219,584
Investment management$5,000
Total administrative$224,584
The Cooley Enterprises, Inc. 401(k) match · 2024
Employer contribution per active participant$315
Median for plans this size$2,416
2024$315 per active participant
2023$225 per active participant
2022$290 per active participant

Cooley Enterprises, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$219,584
ERISA FIDUCIARY SERVICES · Investment advisory (plan)$5,000
LPL FINANCIAL LLC - RPCP · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$224,584 · 1.85%
2023$204,598 · 2.23%
2022$160,809 · 1.97%
Similar plansRetail Trade · Texas
Nations Best Holdings, LLC TX$15.0M · 0.24%
Peoples Pharmacy, Inc. TX$14.8M · 0.35%
Fikes Wholesale Inc. TX$14.4M · 0.02%
Cantoni, LP TX$14.3M · 0.06%
Rogers Ford Sales, Inc. TX$14.0M · 0.56%
G.E. Foodland, Inc. TX$13.9M · 0.04%
Shoppas Farm Supply Inc TX$13.9M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752646169 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.