Plan Ledger DOL Form 5500 · updated monthly

Children and Adult Disability and Educational Services403(b)

CADES DEFINED CONTRIBUTION RETIREMENT PLAN · SWARTHMORE, PA · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Children and Adult Disability and Educational Services reported $42,565 in plan administrative expenses for 2024: 0.48% of average plan assets, below the peer median. Employer contributions averaged $2,125 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (2,292nd of 3,651), and the 5,726th of 11,911 in health care & social assistance. In 2024, the employer put in $1.05 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$9,922,801
Participants with balances419
Active participants418
Employer contributions$888,065
Employee contributions$842,455
Employer contribution per active participant$2,125
Average account balance$23,682
Benefits paid to participants$458,281
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$9.9M · 419 accts · $888K emplr
2023$7.7M · 404 accts · $1.1M emplr
2022$4.9M · 363 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,319
Investment management$2,722
Trustee / custodial$5,524
Total administrative$42,565
Employer contributions to the Children and Adult Disability and Educational Services plan · 2024
Employer contribution per active participant$2,125
Median for plans this size$1,313
2024$2,125 per active participant
2023$2,340 per active participant
2022$3,481 per active participant

Children and Adult Disability and Educational Services's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
CONRAD SIEGEL · Recordkeeping · Pension consulting$37,041
CHARLES SCHWAB & CO., INC. · Custodial (securities) · Trustee (directed)$5,514
FIDELITY MANAGEMENT & RESEARCH COMP · Investment managementindirect comp
FIDELITY MANAGEMENT & RESEARCH COMP · Investment managementindirect comp
FIDELITY MANAGEMENT & RESEARCH COMP · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Conrad Siegel
2023Conrad Siegel

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$42,565 · 0.48%
2023$13,918 · 0.22%
2022$2,540 · 0.08%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Mainstay Life Services PA$10.1M · 0.63%
Passavant Memorial Homes PA$10.0M · 0.95%
Accord Health Service, Inc. PA$10.0M · 0.36%
Fairmount Homes PA$9.8M · 1.17%
Drugscan, Inc. PA$9.7M · 0.55%
Visioncorps PA$9.7M · 1.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231409677 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.